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Retirement Information for MCSSSD Employees

Thinking about retirement? It's never too early to begin planning. Please review the attached materials, including a helpful retirement planning timeline that outlines important steps up to eight months before your retirement date. How to Register

Key Timing Reminders:

  • Apply for retirement through the Member Benefits Online System (MBOS) at least 4-6 months before your retirement date.

  • You cannot apply more than one year in advance.
     

Where to Start:

For details on pension tiers, retirement eligibility, and step-by-step instructions:

  • Visit the New Jersey Division of Pensions & Benefits website.

  • Log into your MBOS account to apply and view personalized pension and health benefit information.
     

Have Questions?

Contact the New Jersey Division of Pensions & Benefits:
Phone: (609) 292-7524
For hearing impaired: TRS 711 or (609) 292-7524

 

Available Resources on MBOS

Explore detailed guidance on the following retirement topics:

  • Retirement How to Apply
     

  • Retirement Checklist
     

  • PERS and TPAF Pension Options
     

  • Disability Retirement Benefits
     

  • Health Benefits Program & Medicare for Retirees
     

  • Enrolling in Health Benefits as a Retiree
     

  • Divorce, Dissolution of a Civil Union, and Retirement Benefits
     

  • Dental Plans for Retirees
     

  • Deferred Retirement
     

  • Civil Unions and Domestic Partnerships
     

  • Beneficiary Designation

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