Retirement Information for MCSSSD Employees
Thinking about retirement? It's never too early to begin planning. Please review the attached materials, including a helpful retirement planning timeline that outlines important steps up to eight months before your retirement date. How to Register
Key Timing Reminders:
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Apply for retirement through the Member Benefits Online System (MBOS) at least 4-6 months before your retirement date.
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You cannot apply more than one year in advance.
Where to Start:
For details on pension tiers, retirement eligibility, and step-by-step instructions:
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Visit the New Jersey Division of Pensions & Benefits website.
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Log into your MBOS account to apply and view personalized pension and health benefit information.
Have Questions?
Contact the New Jersey Division of Pensions & Benefits:
Phone: (609) 292-7524
For hearing impaired: TRS 711 or (609) 292-7524
Available Resources on MBOS
Explore detailed guidance on the following retirement topics:
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Retirement How to Apply
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Retirement Checklist
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PERS and TPAF Pension Options
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Disability Retirement Benefits
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Health Benefits Program & Medicare for Retirees
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Enrolling in Health Benefits as a Retiree
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Divorce, Dissolution of a Civil Union, and Retirement Benefits
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Dental Plans for Retirees
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Deferred Retirement
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Civil Unions and Domestic Partnerships
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Beneficiary Designation